Car loans
tailored to you

You could drive home the same day you apply with low rates, flexible terms and fast approvals. Speak to one of our partner dealers or brokers to find out more.

Accelerate your car loan

Drive away in your dream car sooner with our fast loan processing.

Apply through your
dealer or broker

Borrow from $10,000
up to $150,000

Flexible terms
and balloon options

Fast loan approvals,
7 days a week

Award‑winning lender

Easy to apply through your dealer or broker

Car loans made effortless with on-the spot application and lightning-fast approvals.

1 Speak to one of our partners to get a quote without
impacting your credit score.

2 Choose to complete your online application on-the-
spot or at home.

3 Funds are transferred instantly to your dealer or
broker, so you can take the keys the same day.

Car loans as they should be

Adjustable loan terms

With repayments ranging from 3 to 7
years, choose what works for you.

Balloon options

Reduce your repayments by
selecting a balloon payment up to
40% (only available to eligible
vehicles).

Zero early exit fees

We don't charge you for making extra
payments or closing your balance early,
unlike some other lenders.

Establishment fee

$350 - $550

Loan term

3 to 7 years

Monthly fee

$10

Customised rates

By looking at more than just your credit score, we can offer a tailored interest rate. Get a quote via your dealer or broker

Variable interest rate

6.35

% p.a.

to 17.75% p.a.

Comparison rates*

7.71

% p.a.

to 21.60% p.a.

Purpose-driven
and responsible

At MONEYME, we're not just here to provide low rate loans - we're here to make a difference. We believe in providing smart, responsible lending that keeps you financially on track, whilst doing good for the planet.

As a Certified B Corporation^TM we're big on sustainability. We hold ourselves accountable to the high standards of the B Corp movement, supporting renewable energy projects, doing our part for the community, and striving towards a greener future.

Explore our impact

Supporting
World Vision

We sponsor a child on behalf of every Australian employee. All of these children live in the same community in Uganda, called Busakira.

We partner with Canteen to help fund the delivery of vital counselling services and programs.

Canteen is an Australian not-for-profit that provides free and tailored support to young people aged 12-25 who are impacted by cancer.

More info

Mitigating modern slavery

We are committed to keep improving our understanding and mitigation of modern slavery risks in our operations and supply chains.

Read our statement

Renewable energy in our offices

Reducing our environmental footprint to support Australia's path to Net Zero.

Reconciliation action plan

We walk with First Nations
peoples toward reconciliation.

Discounted
rates for EVs

Making sustainable choices more affordable for our customers.

Making EVs
more affordable

We now offer a discount for electric vehicles, with rates starting 1% lower than our standard rates.¹

Manage your account
with our app

Use our app to view your account balance, make
additional payments and check your payment
schedule.

What our customers say

Very easy to get a hold of and great communication

Very easy process, got my car with no fuss at all!! Would definitely recommend to family and friends

Marc N Mar 29, 2024

The process was very quick tand easy.

Highly recommended for car finance.

Zakir H Jan 30, 2024

Money Me approved my finance for a car within 30 minutes.

The process was very simple and experience was nothing sort of outstanding.

Naveen K Jan 4, 2024

We found the entire team to be friendly, helpful, honest...

and went over and above to help us get our dream car.

Abbie A Dec 21, 2023

The experience was excellent

MONEYME was professional and very efficient in processing my car loan.

Adam G Feb 19, 2024

Great experience!

Without a doubt, the smoothest process we’ve ever been through for purchasing a new car! Great system and team!

Morgan Nov 14, 2023

A friendly and helpful process

with clear instructions and rapid feedback with good loan rates

Pedro M Apr 1, 2024

Fast and easy - The broker was so helpful throughout the process, very fast and easy

They deposited the money to the car dealer within minutes and I didn’t have to do anything just enjoy my car.

Lizeth Jul 10, 2023

Experience our award-
winning service

Contact info

P: 1300 908 068
E: hello@moneyme.com.au

Customers:

Monday - Friday
8AM-7PM

Saturday
9AM-6PM

Sunday
Closed

Partners:

Monday - Friday
8AM-5PM

Saturday & Sunday
9AM-3PM

FAQs about MONEYME Autopay

How long to get a decision on my application?

Funds transferred straight away, meaning you could drive home in as little as 60 minutes!

Am I eligible?

To get a quote you must be 18-65 years old, a permanent resident or citizen and employed. Good credit and must have an Australian drivers license.

How much can I borrow?

The maximum you can borrow depends on your financial situation and credit history, but you may be eligible to borrow up to $150,000.

Do you offer business loans?

Yes! Your business must be ABN registered and operating for a minimum of 3 months and must be cashflow positive. Low doc options are available ask your dealer or broker for more details.

What documents do you need to apply?

It's easy and quick to apply for a MONEYME Autopay loan. Our aim is to make vehicle loans easy. No need to send us paperwork. Instead we can access a 90 day view of your bank statements with bankstatements.com.au in a matter of seconds. To verify your identity we only need your drivers license.

How do you keep my data safe?

At MONEYME, we use bank level encryption to ensure your data is safe and secure. When submitting bank statements online, we use illion’s trusted and secure technology that provides a ‘read-only’ 90-day snapshot in PDF format of your bank statement transactions. That means no one at MoneyMe, or illion, has access to your account or login details – it simply takes a snapshot of your transactions in PDF format.

Can I apply for Autopay directly via the website or app?

No, Autopay is only offered via car dealerships and brokers who have partnered with us. Contact us on 1300 908 608 and our team can help advise what dealer or broker is closest to you.

Loan types

Rates & calculator

Car loans tailored to you